MONEY SAVING TIPS IN DAILY LIFE
Everybody says that need to save money but did everybody really know how to save money? Let me share few simple money saving tips to you!
Bring Lunchbox to work
You may think those colleagues who bring lunchbox are poor? Comparing with you who go out to have lunch every day, your colleagues are possibly richer than you! Buying ingredients and cooking by yourself absolutely cheaper than eating out! Assume you work for 260 days and each meal costs $70 when you having lunch outside, then total spending is about $18,200 per year. If you spend little time to prepare your own lunchbox, it could really save a lot of money.
Make Coffee by Yourself
Many people used to buy a cup of coffee in franchise coffee shop before going to work. Suppose you work for 260 days one year, each cup of coffee in franchise coffee shop costs $40, that means total spending is $10,400. If you cannot live without coffee, you could consider buying coffee powder to make yourself a cup of coffee which is absolutely cheaper than franchise coffee shop.
48 Hours Clamp Down Rule
Nowadays online shopping is very convenient. Just few clicks to do shopping therefore it is so easy to shop due to impulsion. You could apply 48 Hours Clamp Down Rule. When you want to buy anything, add to cart first (don’t click payment!), after 48 hours then look back the things in the cart, you may have below thoughts : “ Actually I don’t really need it”, “It is not that beautiful after second glance”, “ Should be cheaper” ……. Then you could avoid many impulsive consumption. Of course, you have to know how to give up useless things.
Be Careful to Consumption Traps
Many People write a shopping list before shopping but they turn out to but more and over-budget due to consumption traps.
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Buy Supermarket’s Own Brand
When buying necessities and food, you could choose to buy own brand of supermarkets (e.g. cereals, water and tissues etc.) Apart form they are much cheaper than big brand and the quality has no big difference. In fact, it is expensive because of the brand.
Clear Coins Every Days
You should clear all coins in trouser pockets and wallets every night and put them in the piggy bank so that you could save money easily. Don’t look down on this few dollars as it is always said “Penny and penny laid up will be many”. As a result, it becomes a substantial amount.
After reading the above methods, everyone can claim to know money saving but really everyone could keep doing it? When you keep to save money then others one more day, you accumulate more money than others.