Credit Card Loan

Less interest expenses

Less interest expenses

Interest is calculated in daily basis, with less interest expenses compare with compound interest calculation method of other credit card.

Less interest expenses

Centralized credit card debt clearance

Maximum loan amount can be reached to $300,000^, which helps you to integrate credit card debt.

Flexible repayment

Flexible repayment

It is acceptable to just repay interest per month anytime.

Interest will be reduced when you repay more than the minimum payment.

Overview

Overview

Overview

1. Loan Amounts : $5,000 ~ $300,000^

2. Repayment Period : Flexible* ( You can repay freely within 60 months)

3. Minimum Monthly Flat Rate : 0.55%^

4. No Handling Fee : $0

Application Requirments

Application Requirments

Application Requirments

1. Ages 18 or over

2. H.K. Permanent Resident¹

3. Must hold an account with any licensed bank in Hong Kong

4. Must provide effective address proof²

5. Must provide effective employment proof³

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^ The monthly flat rate rate of this loan service is 0.55% – 2.84%. All final loan approvals and monthly flat rate are subject to approval by the approval manager. In case of any dispute, Cashing Pro Limited will retain the final decision on loan approval.

# The length of time for customers to receive loans varies according to the processing speed of each bank, and the loan can be received within 30 minutes at the earliest. For any enquiries, please contact the relevant bank.

*Cashing Pro’s loan period is generally 60 months. Customers can repay the loan within 1 month to 60 months (not applicable to customers who choose the “Discretionary Installment Plan”). If you want to extend the repayment period, you must apply for renewal before the loan term is over. Any enquires, please call 2366 8859.

1 Applicant must hold a Hong Kong permanent identity card marked with ***. Applicants must fully understand Cantonese.

2 The address proof must be a postal letter (such as utility bill, bank statement, etc.) issued within the recent 3 months, which clearly indicate the name of the applicant.

3 In order to expedite the loan approval time, applicants must provide valid employment proof, such as: salary proof, bank account records or other employment proof in recent three months. If it is not possible to provide a substantive document (for example, pay method is cash-based/ by cheque), Cashing Pro’s assessors may advise customers to apply for “No Salary Proof Loan” to increase the chances of successful approval.

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