This statement applies to CASHING PRO LIMITED (referred to as‘we’,‘our company”or ‘us’).
In this statement, the terms “data subjects”, “you” or “customer” shall include visitors to the website, loan applicants and loan customers.
Also, in this statement, the terms“group”， “group company”, “group member” and/or “affiliate company”shall mean the group company or member or affiliate company or member of our company situate in Hong Kong or overseas (e.g. parent company in common or subsidiary company )
CASHING PRO (“we” or “our company”) recognizes the importance protecting your personal and financial information when you visit our website (http://www.cashingpro.com.hk/) (“this Website”). The following information is to help you understand the information collection practices at this Website.
The content of this Statement shall apply to all data subjects and form part of the terms and conditions of the Loan Agreement and/or any agreement or arrangement that the data subjects have or may enter into with CASHING PRO from time to time.
Personal data means any information relating to an individual from which the identity of the individual can be directly or indirectly ascertained. We may collect the following personal data, including but not limited to:
phone number and telecommunications company;
nationality or residency status;
personal finance status;
loan intention or goals;
income or assets information;
bank account details;
communications between you and CASHING PRO;
data regarding your visits to and use of CASHING PRO website.
We aim to keep your personal data on our records accurate and up-to-date. The personal data of data subjects may be used by us for:
Considering and processing loan applications and the daily operation of loan services;
Conducting credit checks when customers apply for loan application for the first time or apply for loan again or apply for a renewal loan;
Ensuring ongoing credit worthiness and good standing of data subjects;
Updating customers’ personal data irregularly to assist other financial institutions, including our associate company and our group company to conduct credit checks and to collect debts irregularly;
Designing and developing loan services or other services for customers‘use;
Determining amounts owed to or by customers;
Conducting market research or internal analysis to provide better loan services;
Complying with any obligations, requirements, policies, procedure, measures or arrangements for sharing data and information within us and our group company and/or any other use of data and information in accordance with any Group-wide programmes for compliance with sanctions or prevention or detection of money laundering, terrorist financing or other unlawful activities.
Any other purposes relating to the purposes listed above;
We, our group company and affiliate company would like to use personal data of customers for direct marketing purposes as a voluntary purpose. We understand that we , our group company and affiliate company cannot use a customer's personal data for that purpose without first obtaining his or her consent (which includes an indication of no objection) for that purpose. In this connection, please note that
The name, contact details, products and services portfolio information, transaction pattern and behaviour, financial background and demographic data of a customer held by us, our group company and affiliate company from time to time may be intra-transferred and used by in direct marketing; and
the following class(es) of services, products and subjects may be marketed
financial related services and products offered by us, our group and/or affiliate company; and
reward, customer loyalty or privileges programmes and related services and products
Customers have the option to decide on whether or not their personal data can be are used for direct marketing purposes. If a customer does not wish us, our group company or affiliate company to use or provide to other persons his/her personal data for use in direct marketing as described above, and also wants us, our group company or affiliate company to advise other persons to stop using his/her personal data for such direct marketing purpose, such customer may notify us of the same at any other time, without charge.
All personal data held by our company will be kept confidential, but our company may disclose or transfer such information to third party service providers (including but not limited to mailing centers, telecommunications companies, telemarketing, direct sales agents, call centres, data processing companies and information technology companies) to achieve the above purposes. Personal data collected by our company in Hong Kong may be transferred to overseas.
We may be required from time to time to disclose your personal data to governmental or judicial bodies or agencies or our regulators, or private parties in connection with a lawsuit, subpoena, investigation, similar proceedings or regulatory examination, but we will only do so under proper authority.
All personal data held by CASHING PRO will be kept confidential to prevent unauthorised access to your personal data by anyone, including our staff. All our staff and all third parties with permitted access to your personal data are specifically required to observe our confidentiality obligations.
Companies may provide and disclose such data to any other person under a duty of confidentiality to the Company including a group companies of the Company which has undertaken to keep such information confidential
By maintaining our commitment to these principles, we will ensure that we respect the inherent trust that you place in us.